After 7th months in UBS, it feels somewhat liberating knowing that tomorrow I won't have to lug my cumbersome body out of bed in the morning. These last months have been a tremendous experience, the environment, the tasks but most significantly the people. From charming to witty to aggressive, the company's staff pool encompasses people with varying personalities. I've learnt much, not just technicals, financials and formatting, but also interesting insights, philosophies and opinions on life. I've met many inspiring people during my stint, people whose wisdom have left an indelible mark on my life. In so many ways, I've gained from this internship.

Tonight, my last day with UBS was marked with a farewell dinner and a group of truly special friends. Friends who, in these last months have shared many delightful memories with me of the botanics and picnic, the ktv escapades, the thumper experience, the friday night chillouts, the weekend get togethers. These friendships that have gone beyond our work hours, extending beyond the obligation of colleagues have tided me through. Even during the hard weeks of hardcore study in April, I received constant encouragement and support.

To Nirun, thanks for being a listener and brother, for all our phonecalls and silly squabbles, for all your care and concern, for the many times you sent me home, for being someone I can count on.

To Mandy, though it's not been long since we chanced upon this friendship in the most unlikely of circumstance, I look to you as a big sister and a friend. Cheers to our great times together, lacking in quantity but with quality that more than compensates. Go learn salsa! Then you can dance with more than just Michael. I won't forget your vibrant personality and I'll miss you.

To Dorcas, firstly, I hope you keep Christian Fellowship lunches going even after I've left. Secondly, I'll miss you da jie. For you've been nothing less than the most amazing big sister in such a short span of time. And I know this won't be goodbye.

To KC, Steph, thanks for making up e other half of our induc clique with me and dorcas. It's been a fascinating journey we've travelled together, our first few months in the bank. Truly, both of you have given me a wonderful gift of friendship. KC, I'm counting on you to org more picnics and I'll gladly do e food again.

To Yiqi, Simin, Lisa, I'll definitely miss you girls. take care and I wish you well. I believe we'll meet again soon.

To Ian and Rong, though known you two for only a short time, it has been great meeting you. Enjoy and continue fellowshipping with each other. May GOD BLESS you and may our paths cross again soon.

To Kelly, Michael. It's been great knowing you both, despite the short time. Mike you owe me a dance!

I'll never forget all of you!